Monday, April 7, 2014

Adoption Update- the Financial Side of Things



Adoption Update:

I realized that I haven’t updated on our adoption progress (or written a blog post at all) for months. I have some extra time today, so here it goes!

As far as the process goes, we are on the second to last “big” step. We submitted our dossier 7 weeks ago, and we are gearing up for a long period of waiting. After 6 months of doing paperwork and tracking down documents nearly every day, we are now in the phase of doing NOTHING every day. As a super-Type A personality, this is easily the hardest part of adoption for me yet, and I'm only 7 weeks in. At least when I was tracking down clearances and filling out endless piles of paperwork, I felt productive. Now, I just sit and wait. I lie in bed at night and wait. I dream about getting a phone call (no, really, I did last night). I check my email every other second. I freak out every time I get an out-of-state phone call, only to freak out on the person on the other end (political people, union phone calls, dentist appointment reminders) and have them take me off their call list. Even while knowing we could be waiting most of this year (the average is 2-10 months… if you can call that an average), I still have an incessant expectation that our referral is coming sooner than later. So I wait. Sometimes I wait gracefully and full of faith; other times not so much.

Since we’ve got all this time before a super-awesome post about getting our referral, let’s talk about money and where we are in paying for the adoption. It’s a touchy, sensitive subject. Our hope is that we are transparent enough about the process and our need and our sacrifice so that you who have given, or even those of you who have yet to give, can feel completely comfortable with how the money is being used.

As far as the fundraising process goes, we are $7,000-$8,000 away from being fully funded, travel included. That is incredible to me, especially based on the fact that we haven’t done any BIG event fundraisers yet. God is so good. That was one of my biggest reservations to starting the process.

We had always planned to adopt, even when we were dating, but not right now. Our plan was a few years/kids down the road, when we were rich and had the money to do it (YAH RIGHT! I don’t foresee us ever being “rich”). We entered into marriage with approximately $40 to our Chappell-Brinegar names (seriously…we didn’t know whether we were taking a small honeymoon until after we opened all of the generous cards post-reception). We finished college making $12,000 total that first year of marriage. It was like a celebration every time we “made it” each month. But hey, we didn’t fight about money ever, because we had none to fight about! We were to the stage of “I bought you a birthday card, but I didn’t sign it, so we can take it back and get our $2.99 back” broke-ness. We moved to IL and overdrew our bank account putting gas in the U-haul in Indianapolis. We had to borrow $200 from Daniel’s 12 year old brother. True story (but we paid him back with interest). When I got my teaching job and Daniel was working part-time, we started saving a bit. Then we got pregnant. Then we had to buy a house or deliver a baby as homeless people due to our rental house being put on the market, so we bought a rat-hole house that needed a total renovation. When Daniel got a full-time job with FCA two days before Sawyer was born, we rejoiced at the fact that I could take a maternity leave (since it’s unpaid, and we were about to have $0 income coming in). In all those times, God provided exactly what we needed, and even some extra here and there. For the first time, we had two incomes, and we had a somewhat-stable situation, and we were used to living on nothing. We followed Dave Ramsey’s plan, paid off all of our debt, renovated our house with cash and DIY pinterest/you-tube tutorials, and started savings 6 months of expenses for an emergency fund. We finally made it to middle-class stability. Ha. Then a series of events (and lack of events) made it clear to us that God was calling us into adoption- a $30,000+ venture, and we had no idea how that was going to be funded. I am thankful for our savings, because it helped us move forward in the early adoption processes. I thought God was allowing us to save money for the future/emergencies/etc., basically as a safety net. Instead, he called us to walk out on the water and trust Him as our safety net financially. I had to break my emotional ties with financial stability and be willing to sacrifice my “safety net” for my son or daughter.

(If you’re wondering why adoption is so costly, here are a couple blog posts that explain it better than I can)…
Why is adoption so expensive?



So far, our adoption been funded about how our bills, our awesome house, our jobs, and our debt pay-off have been funded- God’s complete and utter faithfulness to provide, combined with our desire to be transparent, obedient, and good stewards of our finances.

 If you’re interested in what our adoption costs and how God has provided, here’s a breakdown of the costs and how we’ve paid for them:

Home Study: $2500
$1700 from the 2013 garage sale, $800 from savings
Agency Application fee and First Adoption payment: $4100
From savings
Second Adoption payment: $11,000
$5,000 from Hand in Hand Matching grant; $6,000 from our Envelope Fundraiser and our friends’ donations
Third Adoption payment: $6,500
$4,000 from two additional grants we received, and $2,100 from donations, $400 from necklace sales
Fingerprinting, Immigration paperwork, various clearances from places: $1,000
$500 from reclaimed wood crafts. $500 from necklaces sales
Expected fees (child’s visa, medical physical, etc.):$1,500
$1409 saved from donations ($91 left to raise)
Travel: estimated $9-10k

 Total: $35,100 
$2,000 saved from sponsoring extra-curricular activities at CHS

Left to raise: around $7-8,000



We have tried to sacrifice our time, skills, and savings to invest in our adoption. We do not want to ask people to do something we aren’t willing to do. We have spent countless hours applying for grants and working additional hours in order to be able to pay for as much of our adoption as possible WITHOUT asking friends and family. However, even with asking as little as possible, people have been SO generous in their financial sacrifices to bring our little one home. I have been challenged and humbled by people’s giving, and (you can ask Daniel), I have been challenged to be even more generous myself. We could NOT do this without you, and we are so so SO thankful.



Now, in the final steps of our adoption, since I cannot just sit and wait gracefully, I am putting all of my focus towards raising the final money to pay for travel. We are designing t-shirts and planning two bigger fundraisers (stay tuned for awesome details!).  We are SO thankful for your support- emotionally, financially, and spiritually! You are awesome, and our little family (Ugandan included) is so thankful for you!  

T-shirt design #1 (we are doing two t-shirts... if this one isn't your style, stay tuned for the next one!)


So close...

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